Did you inherit your parents' financial fears?

For instance, if one or both of your parents constantly complained about money and worried that they would not have enough, you may have developed a belief system that money is scarce and hard to come by. Therefore, you may hang on tight to your money, rarely take risks and stay in the mode of struggling and surviving.

When fears and anxieties wreak havoc, it's generally the 'fear of the unknown' that is the culprit. We often create scenarios in our minds that are so far fetched from reality, like "What if I lose all of my money," that we put ourselves through the misery of worrying for nothing.

By Allison Maslan

• Would you ask your boss for a raise?
• Would you venture out on a new career or start a new business?

By Allison Maslan

You have heard the story many times. What seems to be a tragedy, such as in an illness, job loss or divorce ends up turning to triumph when the person ends up making drastic positive changes through their forced set of circumstances.