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Posted items related to Your Money

  • Investing vs Paying off Debt: What Should be Your Priority?

    Most people when asked whether they want to invest their money or pay off debt would probably respond that both should be a priority at some point. Those who fail to invest could reach retirement...

  • Your Financial IQ: Are You in Good Financial Standing?

    If you are proud about your high intellect, you may want to know whether your inquisitive brain has developed a good strategy that has increased your financial IQ. While the idea of an Intelligence quotient about finances is novel, the fact remains that you need to have a sound financial...

  • Should I buy a sports car?

    A sports car is often on someone’s bucket list, or sometimes the sign of a mid-life crisis. The image of driving through the hills with the sun on your back, the wind sending your hair flowing behind you, sunglasses on and scarf around your head. The Eagles or Beachboys...

  • How to Grow Your Business on a Limited Budget

    My husband and I run a martial arts school. He teaches and I am responsible for day-to-day business operations. I’m also a full-time writer, on a freelance/contract basis. I’m going to be very honest with you. If I didn’t have a job writing, we wouldn’t be able to keep our doors open and...

  • Use It Before You Lose It: How Flexible Spending Accounts Work

    Use it or lose it. You've probably heard that phrase before, but did you know that it applies to your health savings account? Flexible spending accounts and health savings account are an amazing way to save on your taxes and your medical expenses if you do the intelligent thing and shop around...

  • When Your Business Booms, Prepare for Increased Costs

    Tidal Petroleum Inc. was recently quoted as saying “Global demand will always grow while supply will become more costly to produce.”

    Sure, they were talking about oil, but they might as well have been talking about shoes, books, cupcakes, consultancies, or any type of business product...

  • Guarding Against Credit Fraud

    Reportedly, what could be one of the largest credit card-fraud cases ever brought by the U.S. Department of Justice was revealed this past month as 18 defendants were charged with bank fraud conspiracy in a federal complaint in Newark, New Jersey, NJ.com reported.

    According to court...

  • Reading Between the Credit Offer Lines

    A successful business carries with it a lot of financial responsibility. Once you've built up your business credit, it also brings about a lot of credit card offers. Your banks and other financial institutions are more than happy to make credit cards available to you after you've proven your...

  • How to Develop Your Home Business

    In the past , people have relied on several elements to start their own business. Some of these have included a college education (Master’s Degree minimum), substantial investments and a brick and mortar office in which to operate.

    With advances in technology and a changing, global...

  • Save Money on Gifts: Money-Saving Strategies to Make Shopping a Breeze

    The average person spends over $700 per year on holiday shopping, according to statistics compiled by Statistic Brain. This is just for the holiday season; it doesn't include birthdays, anniversaries, and weddings. Even though giving gifts is a lot of fun, that is still a whole lot of money to...

  • 4 Ways to Spend Less on Postage

    Most businesses know it’s convenient to buy stamps online, but they don’t really think about how much they’re spending on postage.Shipping products, shipping contracts and shipping correspondence is part of most any business.Shipping costs are fixed, you might think, so you’...

  • Car Buying Tips

    The first car I bought I think I drank an entire water cooler of water while I was at the dealership.  I was sooooo nervous. It doesn’t have to be that way. Today car buying is much easier because you have so many options to become more knowledgeable before you ever step foot inside a car...

  • The Ups and Downs of the Minimum Wage

    The federal minimum wage is $7.25 an hour—above the poverty level but barely—if you’re single. If you have a family, you’d be well below the poverty level if you are earning the minimum wage.

    Nineteen states have minimum wages above the federal minimum wage level.  Five states—all in...

  • Lower Your Utility Bills with these Energy-Savers

    Some business costs are easily lowered by increasing productivity, moving into a smaller space, using less paper/toner and cutting down on unnecessary meetings. Other expenses aren’t so simple to cut back on. 

    Utility providers are few in numbers - based on the area you live in -...

  • How to Monitor Your Credit Reports

    Have you been turned down for a loan or a credit card?  If that’s happened to you, it’s time to take action to repair your credit.  Here’s what you need to know about your rights when it comes to credit reporting. 

    First, if a company denies your application for credit, insurance or...

  • Want to Reach the Big Spenders? Speak to the Woman of the House

    Back in 1963, the song by James Brown and Betty Jean Newsome, "It's a Man's Man's Man's World," was a No. 1 hit on the R&B billboard chart at the time. Fast forward 50 years later, it's clear that times have certainly changed. Now women have taken reins and are making it known to the rest...

  • Tips for Finding the Right Life Insurance

    One of the most important responsibilities of adulthood is to determine where your assets will go when you are gone. If you have dependents that rely on you to be the breadwinner, you owe it to them as well as to yourself to double down on the search for the right life insurance.

    The...

  • Selling online? Understand What Your 1099-K IRS Form Reports

    Tax season is here.  For those of us who have our own businesses, it may well be the time we’re scrambling to pull all the paperwork together so that we can make sure we’re reporting accurately.

    If you’re self-employed, you have probably received a 1099 MISC form from businesses that...

  • Tips to Rebuild Your Precious Credit

    Obtaining loans and credit with a low interest rate requires a strong credit history. However, when financial challenges arise that make it hard to maintain high personal credit scores it is important to begin rebuilding as fast as possible. By taking measures to rebuild your credit...

  • The best small business credit cards for 2013

    This post was submitted by Michelle Gregory.

     Entrepreneurs looking for a financial boost are in luck. Experts at Moneytalksnews.com predict that credit card companies will continue to lure consumers with big bonuses and substantial rewards. Small...

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